Senior Manager, Credit Underwriting Division

Сипаттама

RESPONSIBILITIES: – Conducting comprehensive financial analysis of corporate clients based on IFRS financial statements – Preparing detailed memos, conclusions, and recommendations for the Credit Committee of the Bank – Structuring credit facilities (determining optimal financing structure, collateral, terms, and covenants etc.) – Assessing credit risks of projects and developing risk mitigation measures – Ensuring compliance of proposed financing terms with the legislation of the Republic of Kazakhstan and internal Bank policies – Coordinating with relevant Bank departments (risk, legal, business units, including UAE) to confirm financing terms and conditions – Participating in improving credit analysis methodologies and implementing automated assessment tools – Preparing internal and external management and analytical reports, including stress testing of credit risk associated with corporate financing REQUIREMENTS: – Higher education (finance, economics, or related field) – More than 6 years of experience in credit analysis / underwriting – Strong knowledge of IFRS and ability to apply standards in financial analysis – Advanced skills in financial statement analysis and business performance evaluation – Proven experience in preparing credit proposals for corporate clients – In-depth understanding of credit structuring principles and experience with complex financing transactions – Knowledge of banking and regulatory legislation of the Republic of Kazakhstan – English at least Upper-Intermediate level (written and spoken, business level) – Experience working with corporate clients CONDITIONS: – Location: Almaty, Esentai Business Center – Employment in accordance with the Labour Code of Kazakhstan – Medical insurance after probation period – Paid annual leave: 25 working days – Health and education allowance – 2-hour Friday break